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Features Of A Very Good Low Cost Health Insurance Policy

DECEMBER 16, 2017 BY HEALTHINSURANCEADVISOR

Benefits of Low Cost and without Sub limit health Insurance Policy

1.Age Limit:
a.Minimum Entry Age : 91 Days
b.Maximum Entry Age : No Age Limit

2.Sum Insured:
a.Minimum Sum Insured : 2 Lakhs
b.Maximum Sum Insured : 2 Crores

3.Waiting Period: 30 Days (Accidental Injury, Covered From Day 1)

4.No  Pre Insurance Medical Check-Up: Upto 50 Years

5.Cashless Treatment: Get Admitted To One Of The Hospitals In Our Network And Avail Cashless Treatment Facility

6.Co-Pay : No Co-Pay (100% Claim Settlement)

7.Re-Load Of Sum Insured: 150% Of The Sum Insured, At No Additional Premium

8.No Claim Bonus : 10% Of Sum Insured Per Every Claim Free Year (Max. Upto 50% Of Sum Insured)

9.Day Care Procedures: 586

10.Hospitalisation:
a.Pre-Hospitalisation Expenses : 30 Days
b.Post-Hospitalisation expenses : 60 Days

11.Ayush Medical treatments: Covers Treatments Given Under Ayurveda, Unani, Siddha, Yoga & Naturopathy And Homeopathy Systems (In-Patient Hospitalisation)

12.Health Check-Up Program : Available, Once In A Policy Year (From 1st Year Onwards Itself)

13.Health Returns: Earn Upto 30% Of Your Premium Back, Just By Being Physically Active

14.Road Ambulance Cover Per Event: Varies With Sum Insured

15.Emergency Assistance Services: Domestic & International emergency Assistance including Air Ambulance

16. Policy Term: 1, 2 or 3 Years

17.Discounts:
a.For 2 Year Policy: 7.5%
b.For 3 Year Policy: 10%

18.Policy Renewal Option : Lifetime

19.Pre-Existing Disease Waiting Period : 48 Months

20.2 Year Waiting Period: For Specific Illnesses/Treatment Like Cataract, ernia, Sinusitis, Joint Replacement Surgery, Varicose Veins, Etc.

21.Second E-Opinion On Critical Illness: Available For 15 Listed Critical Illnesses

22.Domiciliary Hospitalisation (Home Care): Upto 10% Of Sum Insured

23.Organ Donor Expenses : Covered Upto Sum Insured

24.Family Floater Option : Upto 6 Members (2 Adults + 4 Children), Comprising Of Self, Spouse And Dependent Children (Upto 25 Years) In A Single Policy

25.Digital Health Manager : Available (Tracks Your Fitness Activity & Active Days)

26.Claim Assistance: 24×7 Claim Assistance On Toll Free Numbers

27.Premium: Very Competitive

28.Tax Benefits: Can Claim Tax Benefits Under Section 80D

SPECIAL FEATURES:
1.Cashless Treatment
2.No Age Limit
3.Waiting Period, Just 30 Days
4.No Claim Bonus, Upto 50% (10% Per Year)
5.Health Check-Up Program, From The First Year Of The Policy Itself
6.Ayush Medical treatments, Covers Treatments Given Under Ayurveda, Unani, Siddha, Yoga & Naturopathy And Homeopathy Systems
7.Health Returns, Get Upto 30% Discount On Your Premium, As Health Returns
8.Second E-Opinion On Critical Illness
9.Digital Health Manager
10.Competitive Premium

What are you, waiting for? Call me at 7015143936 and know your premium !

Health Insurance Policies Available with us.

  • Health Insurance for persons diagnosed with Cancer.
  • Health Insurance for persons diagnosed with Asthma
  • Health Insurance for persons diagnosed with Diabetes Type 1 ( Insulin)
  • Health Insurance for persons diagnosed with Diabetes Type 2
  • Health Insurance for persons with Stent or Bypass Surgery
  • Health Insurance for persons diagnosed with Hypertension
  • Health Insurance for persons diagnosed with Thyroid
  • Health Insurance for Senior Citizens Till Age 74 ( No medical required )
  • Health Insurance for Senior Citizens Till Age 80 ( Medical required )
  • Health Insurance for Maternity Expenses with 9 month waiting period
  • Health Insurance for Maternity Expenses with 2 Years waiting period
  • Health Insurance for Maternity Expenses with 3 Years waiting period
  • Health Insurance with OPD
  • Health Insurance, where upto 30% premium refunded if you do exercise.
  • Health Insurance Super Top up Policy
  • Health Insurance Critical Illness Policy
  • Health Insurance Accidental Death and Disability
  • Health Insurance with Group Health Policy
  • Health Insurance for Your maid , peon , servants etc

Whatsapp at 7015143936 to get more info.

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