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Right Way To Buy Health Insurance Policy In India


If you are reading this, you already know how important Health Insurance is. It can keep your finances secure and your mind worry-free from medical needs and exigencies. So what happens when you don’t have a Health Insurance plan? Unplanned medical expenses drain your savings and you may not be able to afford the treatment you need.

Here’s another important thing – ‘Being underinsured is as good as not having Health Insurance at all.’ Why? Because now you’re not only paying the Health Insurance premiums, you also have to take care of the overhead hospital bills. Now, who would want to end up in such a situation!

Where do I start when buying a Health Insurance plan?

People always go with the coverage amount recommended by their peers, family, or agents. Or it’s a Health Insurance plan provided by their employer, and they don’t get a say in it. It’s the most crucial element of a Health Insurance plan, yet it gets overlooked a lot.

Where to begin? Which plan to choose? What add-ons to get? How to compare them? Yes, these questions are important, but the most important question you should ask yourself before buying a plan is “How much Health Insurance cover do I need?”

What are the things I should keep in mind?

Here’s how you go about it – first, find out how much coverage you need. Buying a plan without finding the right amount is equal to putting a cart before the horse.

So here’s what you need to find out in order to discover your suitable coverage amount:

  • What’s the cost of normal hospitalization in my locality/city?
  • What’s the cost of cancer treatment, heart surgery, etc. in my locality/city?
  • Does my family have a history of cancer, heart attack, kidney failure, or any such dreaded disease?
  • What kind of diseases can my current lifestyle cause?
  • Am I aware of ,,What is covered and Not covered in health Insurance ?

Yes, these questions seem a little complicated, and finding these answers can be a difficult and extensive task. But we have a solution…

It does all the math for you based on your locality, your habits, and lifestyle. It calculates the right coverage amount and also recommends plans best suited to your needs.

Why is this the right approach?

Doing things in the wrong order can lead to a lot of trouble. And in this case, your health and finances are on the line. At times, it’s not just you, it’s also about safeguarding your family’s health and wealth. That’s why it’s important to ask the right questions and start right; so you can find the right cover, then the right plan, and finally discuss the premium.

Go through this link to understand the process…..

Plus, the procedure is so simple and easy, you can do it anywhere at any time, through your desktop or your phone. You don’t have to go around visiting Insurance offices or hospitals. You can find out about the best health insurance coverage for your family or yourself. Or You can assess your existing coverage amount as well. And the cherry on top is that you also get customized product recommendations based on the answers selected by you

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