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Some Details Of Arogya Sanjeevani Policy


Sum Insured (SI) INR 1 lakh | 1.5 lakhs | 2 lakhs | 2.5 lakhs | 3 lakhs | 3.5 lakhs |4 lakhs | 4.5 lakhs | 5 lakhs

(1) Benefits of Room Rent

Upto 2% of sum Insured subject to a maximum of Rs. 5000/-

Intensive Care Unit (ICU)/Intensive Cardiac Care Unit (ICCU)

Upto 5% of sum Insured subject to a maximum of Rs. 10000/-

Hospitalisation Expenses

Covered up to Sum Insured

Cataract Treatment Sub-limit of 25% of Sum Insured or Rs.40,000/-,
whichever is lower, per eye in one policy year.

Pre and post hospitalization expenses 30/60 days, Covered upto Sum Insured

All Day care procedures Covered upto Sum Insured

Road Ambulance Up to Rs.2,000 per hospitalisation

Other Benefits

Cumulative Bonus 5% in respect of each claim free year subject to a maximum of 50% of SI, in the event of claim Cumulative Bonus shall be
reduced at the same rate.

Premium Payment Options Monthly, Quarterly, Half-yearly and Yearly


Each and every claim under the Policy shall be subject to a Co payment of 5%applicable to claim amount admissible and payable as per the terms and conditions of the Policy. The amount payable shall be after deduction of the copayment.

Pre-existing Disease Waiting period is four years

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