All Health Insurance Claims to be payable after 8 Years ??..

June 12, 2020 By HealthInsuranceAdvisor In General Insurance, Health Insurance Explained, Health Insurance India, Health Insurance Sahi Hai, Insurance News, News
Once you have paid premiums for a health insurance policy for eight years continuously, your insurer will have to pay all claims as per the policy limits from April 1, 2021 onwards. Insurance Regulatory and Development Authority of India (IRDAI) in its guidelines on standardisation of terms and clau...

Why Insurance Premiums are Increasing ?

May 30, 2020 By HealthInsuranceAdvisor In General Insurance, Health Insurance Explained, Health Insurance India, Health Insurance Sahi Hai, Health Sector in India, Insurance News, News
The global pandemic has definitely helped people realize the importance of having adequate health insurance. India is among the least insured countries and as of 2019, the density of non-life (which includes health) insurance in the country was a mere 19%, according to data from the IRDAI and the b...

Home loan EMI crashing down to 7%

May 24, 2020 By HealthInsuranceAdvisor In News
भारतीय रिजर्व बैंक (RBI) के रीपो रेट कट (Repo rate cut) के ऐलान से अपने मकान का सपना पूरा करने के लिए होम लोन लेने वालों को बड़ी ...

Changes done in HDFC Ergo optima Restore with Premium Hike

May 17, 2020 By HealthInsuranceAdvisor In Apollo Munich Health Insurance, Health Insurance Explained, Health Insurance India, Insurance News
What’s new ?Coverage for modern treatmentsHDFC Ergo says its customer deserves the best and the latest medical treatment. Now we cover modern treatment methods like robotic surgeries, stem cell therapy, oral chemotherapy etc. Refer Annexure I for modern treatment methods being covered (if taken as...

HDFC Ergo Premium Hike coming in a month , Be Ready to review your Policy.

May 11, 2020 By HealthInsuranceAdvisor In Apollo Munich Health Insurance, Health Insurance Explained, Health Insurance India, Insurance News
With the ongoing COVID-19 pandemic, and other contagious diseases that have surfaced all across the globe in the past few decades, there are genuine concerns that despite your best efforts to stay fit and healthy, your chances of falling prey to such a pandemic is a distinct possibility. A sudden tr...