Arogya Sanjeevani Policy In IRDA



In the context of outbreak of COVID 19 pandemic, it is clarified to the Public, that indemnity based health insurance products that cover the treatment costs of hospitalization offered by all general and health insurance companies cover the costs of hospitalization treatment on account of COVID -19.

All insurers have been advised by the Authority vide Circular dated 30th March, 2020 insurers to expedite settlement of COVID 19 related claims. They have also been advised to display FAQs on COVID 19 claims in their respective websites.

The Authority had issued guidelines on Standard Health Insurance Policy called Arogya Sanjeevani. Now the Authority had issued clearance to the following 29 General and Health Insurance companies to market this Health Insurance Product.

SlNo.Name of Standard Health Product as cleared by IRDAIName of Insurer
1.Arogya Sanjeevani Policy, Raheja QBE General lnsurance Co LimitedRaheja QBE General Insurance Co Ltd
2.Arogya Sanjeevani Policy,Bharti Axa General Insurance CompanyBharti Axa General Insurance Co Ltd
3.ArogyaSanjeevani Policy,Chola MS Chola MS General Insurance Co Ltd
4.Arogya Sanjeevani Policy ,Religare Health InsuranceReligare Health Insurance Co Ltd
5.Arogya Sanjeevani Policy,Manipal CignaManipal Cigna Health Insurance Co Ltd
6.Arogya Sanjeevani Policy, Edelweiss General Insurance Company LimitedEdelweiss General Insurance Co Limited
7.Arogya Sanjeevani Policy,Kotak General Insurance Co LtdKotak General Insurance Co Ltd
8.Arogya Sanjeevani Policy, Future Generali India Insurance Company LimitedFuture GeneraliIndiaInsurance Co. Ltd
9.Arogya Sanjeevani Policy, IFFCO Tokio General Insurance Co. LtdIFFCOTokio General Insurance Co. Ltd
10.Arogya Sanjeevani Policy, Navi General Insurance LimitedNavi General Insurance Co. Ltd.
11.ArogyaSanjeevani , The New India Assuarnce Co LtdNew India Assurance Co Ltd
12.Arogya Sanjeevani, Max Bupa Health Insurance Co. LtdMax Bupa Health Insurance Co Ltd
13.ArogyaSanjeevani Policy, Aditya Birla Health Insurance Company LimitedAditya Birla Health Insurance Co Ltd
14.Arogya Sanjeevani Policy, TATA AIG General Insurance Company LimitedTATA AIG General Insurance Co Ltd
15.Arogya Sanjeevani Policy, Go DigitGo Digit Gen Ins Co Ltd
16.Arogya Sanjeevani Policy, Liberty General Insurance LtdLiberty General Insurance. Ltd
17.ArogyaSanjeevani Policy, Bajaj Allianz General Insurance Co LtdBajaj Allianz General Insurance Co. Ltd
18.Arogya Sanjeevani Policy, Royal Sundaram General Insurance Co. LtdRoyal Sundaram General Insurance Co. Ltd
19.Arogya Sanjeevani Policy , ICICI LombardICICI Lombard General Insurance Co. Ltd
20.Arogya Sanjeevani Policy, NationalNational Insurance Co. Ltd
21.Arogya Sanjeevani Policy, Magma HDIMagma HDI General Insurance Co. Ltd
22.ArogyaSanjeevani Policy,Universal Sompo General Insurance CompanyUniversal Sompo General Insurance Co. Ltd 
23.Arogya Sanjeevani Policy, United India Insurance Company LimitedUnited India Insurance Co. Ltd
24.Arogya Sanjeevani Policy, HDFC ERGOHDFC ERGO General Insurance Co.Ltd.
25.Arogya Sanjeevani Policy, HDFC ERGO HealthHDFC ERGO Health Insurance Co. Ltd
26.Arogya Sanjeevani Policy, SBI General Insurance Company LimitedSBI General Insurance Co.Ltd 
27.Arogya Sanjeevani Policy,Star Health and Allied Insurance Co LtdStar Health and Allied Insurance Co Ltd
28.Arogya Sanjeevani Policy, OrientalOriental Insurance Co Ltd
29.Arogya Sanjeevani Policy, Acko General Insurance LtdAcko General Insurance Ltd

It is hereby clarified that the product ‘Arogya Sanjeevani’ offered by the above general and health insurers also covers the hospitalisation treatment costs of COVID – 19.

The general public may avail of this Standard Health Insurance policy by approaching the above Insurance companies.

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