Some Details of Arogya Sanjeevani Policy
Sum Insured (SI) INR 1 lakh | 1.5 lakhs | 2 lakhs | 2.5 lakhs | 3 lakhs | 3.5 lakhs |4 lakhs | 4.5 lakhs | 5 lakhs
(1) Benefits of Room Rent
Upto 2% of sum Insured subject to a maximum of Rs. 5000/-
Intensive Care Unit (ICU)/Intensive Cardiac Care Unit (ICCU)
Upto 5% of sum Insured subject to a maximum of Rs. 10000/-
Covered up to Sum Insured
Cataract Treatment Sub-limit of 25% of Sum Insured or Rs.40,000/-,
whichever is lower, per eye in one policy year.
Pre and post hospitalization expenses 30/60 days, Covered upto Sum Insured
All Day care procedures Covered upto Sum Insured
Road Ambulance Up to Rs.2,000 per hospitalisation
Cumulative Bonus 5% in respect of each claim free year subject to a maximum of 50% of SI, in the event of claim Cumulative Bonus shall be
reduced at the same rate.
Premium Payment Options Monthly, Quarterly, Half-yearly and Yearly
Each and every claim under the Policy shall be subject to a Co payment of 5%applicable to claim amount admissible and payable as per the terms and conditions of the Policy. The amount payable shall be after deduction of the copayment.
Pre-existing Disease Waiting period is four years