The guidelines provide a list of optional items that insurers can consider covering under the product along with a list of common items that need to be subsumed under various heads of hospitalisation bills such as room rent, procedure charges and cost of treatment.

The guidelines provide a list of optional items that insurers can consider covering under the product along with a list of common items that need to be subsumed under various heads of hospitalisation bills such as room rent, procedure charges and cost of treatment.